Schedule of Services & Fees


Schedule of Services and Fees

Effective March 21, 2013

Return Item Charge (Deposited items returned unpaid) $10 per item
Incoming Wire (Wire trf fee) $20 per wire
Outgoing Wire (Wire trf fee) $30 per wire
Cashier’s Check Fee (CC Fee) $6 per check
Money Order Fee (MO Fee) $6 per money order
Levy Fee (Attachments, Garnishments, and Levies) $75 each
Research Fee (Microfilm research and statement balancing) $40 per hour
Current Statement copy fee(Printout) $6 per statement
Fax Service – In State Fax Service – Out of state $3 per page $5 per page
Check Cashing for Non-Customers $5 each
Collections – Incoming/Outgoing $20 per item
Statement Reconciliation Fee (Stmt. Rec.) $30 per hour
Statement copies (Prior Stmt. or Interim Stmt) $6
Balance inquiry fee $1 per inquiry after 3
Check printing fee (fee depends on style and quantity of checks ordered) Prices vary
Manual Telephone Transfer $5
Account Closing Fee (accounts closed within first 90 days) $20
Inactive Account Notification Fee $2
Debit card replacement – Standard $5
Debit card replacement – Express $30
Foreign Funds Deposit Processing Fee $15 per deposit
Stop payment fee $25
Overdraft Charge –Items Paid $30 per item
NSF Charge –Item Returned Unpaid $30 per item
Overdraft Protection Transfer Fee $5 per day For linked EverReady Reserve*, or deposit accounts (*Requires credit approval)
Accounts in Overdraft Status for a continued period will be charged the following: Period Accounts is in Overdrawn StatusWeekly Fee

After first seven days


1st Continuous Overdraft Charge

Each additional seven days


Recurring Continuous Overdraft Charge

Individual Retirement Accounts:

Individual Retirement Accounts Plan Annual Fee (A single Plan may contain multiple IRA Accounts) $10 per year / per plan
Trustee to Trustee IRA Transfer Fee $40
Safe Deposit Box Rental:

2 x 5


3 x 10


3 x 5


5 x 10


5 x 5


10 x 10

Forcible Entry Fee $185.00
Key Deposit $25.00
Late Fee (after 30 days) $15.00 every month
Fees that apply to ATM Transactions:
The ATM network is available 24 hours a day.ATM’s are available at all Branches. There is no charge for using a Delta Bank’s ATM. The bank is a member of Star™, Cirrus, and Explore™ ATM Networks. Transactions at ATM’s which are not Delta Bank’s:

ATM Debit

$2.00 per withdrawal

ATM Debit

.25¢ per balance inquiry

ATM Debit

.25¢ per point of sale transaction

These ATM fees apply to all accounts with debit card access.


The maximum amount you may withdraw from an ATM per day is $500. See the Electronic Funds Transfer Agreement and Disclosure Statement for additional important information about your debit card and electronic services.


Fees that apply to Online Bill Payment

Written Correspondence to Payee $25
Proof of Payment (not required on disputes) $15
Payments returned due to customer error $20
Overdraft fee $30

Additional Disclosures available.



611 N Main Street



2711 McHenry Ave



2401 Patterson Rd



3700 Geer Rd