SBA Loans


SBA LoansSmall Business Administration (SBA) Loans


Click here for more information on SBA loans. 
What are they? What can be used for? How apply?


Full Service SBA 7(a) and 504 loans

Call to get started today. Contact:
Stanislaus and Merced Counties
Michael Burns, VP (209) 572-4485
(Click here to contact me)
San Joaquin County & Tri-Valley Areas
Tony Montalbo, VP (209) 824-4009 or (209) 601-8256
(Click here to contact me)

SBA 7(a) Term Loan

  • Real Estate – up to 25 years
  • Machinery & Equipment – up to 10 years (or useful life)
  • Furniture and Fixtures – 5 to 7 years
  • Inventory – up to 7 years
  • Working Capital – up to 7 years
  • Contract Financing – Revolving line of credit 12 months to 7 years

SBA 504 Term Loan

  • Buildings (Purchase, new, construction or renovation)
  • Machinery or equipment (with minimum useful life of 10 years)
  • Terms up to 25 years for real estate and 10 years for equipment fully amortized
  • Fixed rate fully amortized SBA debenture; 20 years for real estate and 10 years for equipment


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