SBA Loans

 

SBA LoansSmall Business Administration (SBA) Loans

 

Click here for more information on SBA loans. 
What are they? What can be used for? How apply?

 

Full Service SBA 7(a) and 504 loans

Call to get started today. Contact:
Stanislaus and Merced Counties
Michael Burns, VP (209) 572-4485
MBurns@DeltaBank.com
(Click here to contact me)
San Joaquin County & Tri-Valley Areas
Tony Montalbo, VP (209) 824-4009 or (209) 601-8256
TMontalbo@DeltaBank.com
(Click here to contact me)

SBA 7(a) Term Loan


  • Real Estate – up to 25 years
  • Machinery & Equipment – up to 10 years (or useful life)
  • Furniture and Fixtures – 5 to 7 years
  • Inventory – up to 7 years
  • Working Capital – up to 7 years
  • Contract Financing – Revolving line of credit 12 months to 7 years

SBA 504 Term Loan


  • Buildings (Purchase, new, construction or renovation)
  • Machinery or equipment (with minimum useful life of 10 years)
  • Terms up to 25 years for real estate and 10 years for equipment fully amortized
  • Fixed rate fully amortized SBA debenture; 20 years for real estate and 10 years for equipment

 

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